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Money Matters Blog


  • Making Sense of Your Annual Escrow Analysis

    Jun 12, 2025
    Each year, we perform an escrow analysis to ensure that we’re collecting the correct amount to cover these disbursements. Depending on changes in insurance premiums or property taxes, your mortgage payment may increase or decrease as a result. If you have a mortgage with 3Rivers, you should be receiving your escrow analysis soon (if you haven’t already)!
Financial Basics





  • Creating a Financial Stategy for the Holiday Season

    A study published by Healthline in 2015 showed 53% of millennials considered money to be the leading cause of stress during the holidays. Last year, another study found that 45% of Americans would prefer if Christmas didn’t come due to financial strain. If you are worried about money this holiday season, read on for some tips and tricks to help you stretch your dollars, and don’t hesitate to ask for help in creating a plan! Our excellent branch staff is equipped to help you with your money matters – during the holiday season and all year long....




  • How-Tuesday: How to Create Strong + Secure Passwords Online

    Today, more than ever before, it's crucial that we take the time to create strong and secure passwords to ensure our online accounts are better protected from online hackers and security breaches. Here are a few tips to keep in mind when creating great passwords and keeping them safe....

  • Watch-it-Wednesday: North American Free Trade Agreement (NAFTA) Explained

    If you've been following this year's campaign trail, then you've likely heard NAFTA brought up in various discussions. Struggling to recall what you learned in your US and World History courses about how the North American Free Trade Agreement works, and what it means for economic growth, the wealth of the countries involved, and more?...

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Your Money






  • 14 Ways to Save Money by Going Green

    Going green pays off in several ways. It reduces our carbon footprint and helps out the environment. It can benefit our health. And as an added bonus, it can save us some major money!...

  • Free Tax Resources Via the IRS Website

    If you’ve ever had tax questions or have been referred to a tax preparer (or your TurboTax Assistant), there’s another way you may be able to get your tax-related questions answered free of charge: the Interactive Tax Assistant (ITA) tool, provided by the IRS!...

  • How Your Money is Insured at 3Rivers

    Image showing several bundles of hundred dollar bills. In short, the National Credit Union Administration (NCUA) and the Federal Deposit Insurance Corporation (FDIC) are two agencies of the United States federal government that provide nearly identical deposit insurance to credit union members and bank customers. You can learn more about the two agencies at this link....

  • Your Financial Peace of Mind in Trying Times

    Our team at 3Rivers wants you to be able to focus on what matters most in trying times like these – your well-being and peace of mind. We strive to go above and beyond by listening to your concerns, helping you to come up with a plan, walking you through your options, and offering the support and encouragement you need to realize that everything will be okay....

  • Start Saving for Your Child’s College Education Now with a 529 Plan!

    You might not have college on the brain if your child is only a few months or years old, but it's never too early to start thinking about the cost of their higher education. Start saving now and you'll lessen the financial stress and last-minute scrambling that could come when your son or daughter excitedly rips open an acceptance letter to their (very expensive) school of choice....

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New & Noteworthy









  • The Student Loan Debt Relief Application is Now Open

    The One-Time Student Loan Debt Relief application is now live! It’s a fast and easy application, and should take you less than five minutes to complete. Here are some things to know about the Student Loan Debt Relief Plan, qualifications, and application....

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3Rivers Solutions






  • 3Rivers Business Members Can Save Time & Money with Remote Deposit Capture

    Remote Deposit Capture allows our business members to complete their deposits from the comfort of their home or office, saving them valuable time by not having to make multiple trips to a branch each week. Through a desktop scanner and state-of-the-art software, our businesses are not only able to deposit funds quickly, but also have access to some phenomenal reporting functions and tracking....

  • Our Website Got a Fresh New Look!

    As you've probably noticed, we've been working hard over the past year to redesign our website to better suit our members’ needs and it's gotten a fresh new look!...

  • How Your Money is Insured at 3Rivers

    Image showing several bundles of hundred dollar bills. In short, the National Credit Union Administration (NCUA) and the Federal Deposit Insurance Corporation (FDIC) are two agencies of the United States federal government that provide nearly identical deposit insurance to credit union members and bank customers. You can learn more about the two agencies at this link....

  • Your Financial Peace of Mind in Trying Times

    Our team at 3Rivers wants you to be able to focus on what matters most in trying times like these – your well-being and peace of mind. We strive to go above and beyond by listening to your concerns, helping you to come up with a plan, walking you through your options, and offering the support and encouragement you need to realize that everything will be okay....

  • Your Banking & Safety Options Amid Growing COVID-19 Concerns

    The safety and wellness of our employees, our members, and the community is a top priority for 3Rivers. In the wake of COVID-19 (coronavirus) concerns – in our nation and around the world – we understand the need to have plans and options in place to keep our team members and those conducting business with us as protected as possible....

View more 3Rivers Solution Articles

Student Tips


  • Choosing the Right College for You: 4 Key Factors to Consider

    The key to a fulfilling college experience and a high sense of well-being after graduation doesn't solely depend on the prestige of the institution. Instead, factors such as engaging with inspiring mentors, embracing challenging projects, and participating in extracurricular activities play a significant role....

  • 3 Tools to Find Relevant Scholarships

    Several tools have been developed to streamline the scholarship search process, making it easier to uncover opportunities that can make higher education more affordable. Here are three essential tools to kickstart your scholarship search....

  • How to Make the Most of Your College Campus Visit in 2024

    Visiting a college is an important step toward higher education. It offers a real-life feel of the school environment and academic life. This experience is invaluable in making an informed decision about where to spend the next crucial years of academic and personal growth. Check out our tips for making the most of your visit!...




  • The Student Loan Debt Relief Application is Now Open

    The One-Time Student Loan Debt Relief application is now live! It’s a fast and easy application, and should take you less than five minutes to complete. Here are some things to know about the Student Loan Debt Relief Plan, qualifications, and application....


View more Student Articles

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