Classic Checking
Classic Checking
Checking designed with practical benefits.
Manage your money with confidence using tools that work the way you do. Whether you're writing checks, paying bills online, or using your debit card, Classic Checking delivers the features you need without unnecessary complications or confusion.
Account Features:
- One complimentary box of 3Rivers checks may be requested annually—practical value for check writers
- Mastercard® debit card with EMV chip and tap-to-pay technology
- Free digital banking—manage accounts anytime, anywhere
- Unlimited bill pay for convenient, secure payment management
Classic Checking Features
| Monthly Maintenance Fee | $5 (Waived if requirements are met¹) |
| Minimum Opening Deposit | $25 |
| Minimum Balance Requirement | $0 after opening |
| Complimentary Checks | One box per year (3Rivers Blue only) |
| Debit Card | Mastercard® included |
| Digital Banking | Free |
| Bill Pay | Unlimited, free |
1You can receive a maintenance fee waiver by meeting one of the following simple requirements:
• Your account is less than 60 days old
• You keep a minimum daily balance2 of at least $1,000
• You have a minimum daily Relationship Balance3 of at least $5,000
2Minimum Daily Balance: If account balance falls below indicated dollar amount ANY TIME during the month, it will not receive a waiver of the applicable fee unless at least one of the other potential waiver conditions (if applicable) is met.
3Minimum Combined Individual Relationship Balance: This is the total of the lowest daily balances across all qualifying loans and share accounts you own. Credit cards, in-school student loans, and business accounts are not included. To qualify for a fee waiver, your combined minimum balance must stay at or above the required amount for the entire month. If it drops below that amount at any point during the month, the fee will apply—unless you meet another eligible waiver option.