Dividends+ Checking
Dividends+ Checking
Dividends+ Checking rewards you with a higher monthly dividend!
Dividends+ Checking Rewards:
- An attractive monthly dividend (yep, that’s money put right into your account)!
- ATM surcharge fee refunds (up to $3 per transaction for the first four monthly occurrences).
Other Dividends+ Checking Account Perks:
- We waive the $1 non-3Rivers ATM fee we typically charge for other checking accounts.
- Access your account anytime, anywhere with 3Rivers online and/or mobile banking.
- Pay bills simply and easily with online bill pay or mobile bill pay.
Open Account Schedule AppointmentChecking Recommendation Tool
How to Earn Your Monthly Rewards:
- Make fifteen or more (15+) 3Rivers debit card purchases that settle during the qualification cycle;* ($0.01 minimum transaction amount)
- Opt to receive 3Rivers eStatements;
- And utilize one or more of these great solutions:
- Have a direct deposit tied to your Dividends+ Checking account;
- Have at least one automatic withdrawal from your Dividends+ Checking Account (for example, your monthly phone, utility, or insurance bill);
- Or pay a bill from your Dividends+ Checking Account through online Bill Pay each month.
Calculate your rewards
Dividends+ Checking
| Balance Tier1 | Dividend Rate2 | APY3 |
|---|---|---|
| Portion up to $9,999.99 | 1.98% | 2.00% |
| Portion $10,000+ | 0.15% | 0.15% |
| Base rate (paid on entire portion if requirements are not met) | 0.01% | 0.01% |
1 Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
2Please note: the rates displayed here are the current rates for both Epic or Dividends+ Checking accounts.
3Annual Percentage Yield. It is the rate actually earned in one year, taking into account the effect of compounding. APY for balances up to $9,999.99 is 2.00%. APY range for balances between $10,000 and $250,000 is 0.22% - 2.00%.
Click Here for the Dividends+ Checking Calendar for qualifications and rewards cycles
Account Disclosure: Dividends are paid from current income and available earnings after required transfers to reserves are made at the end of a dividend period. Dividends are not guaranteed. The dividend rates appearing in this disclosure are accurate and effective for share accounts as of the date indicated. If you have any questions or require current dividend rate information on your accounts, please call a 3Rivers representative at 260.490.8328 or 800.825.3641.
