Checking
Checking Accounts
Opening an account is easy. You can stop into one of our conveniently located branches or start your relationship with us online.
![Cash-Back-Checking Cash-Back-Checking](/images/default-source/icons/checking/cash-back-checking.png?sfvrsn=4bd964c_4)
Cash Back Checking
Earn up to $10 back each month for debits
- No Surcharge Fee for out of network ATMs
![DividendsPlus-Checking DividendsPlus-Checking](/images/default-source/icons/checking/dividendsplus-checking.png?sfvrsn=308ebb30_4)
Dividends+ Checking
Earn dividends through everyday transactions
- ATM Surcharge refunds
- No Surcharge Fee for out of network ATMs
![Standard-Checking Standard-Checking](/images/default-source/icons/checking/standard-checking.png?sfvrsn=69d145d1_8)
Standard Checking
A basic solution for your spending needs
- Receive eStatment to waive monthly fee
- $1 Fee for out-of-network ATMs
![Rewards-Checking Rewards-Checking](/images/default-source/icons/checking/rewards-checking.png?sfvrsn=82587f1e_4)
Reward Checking
Earn dividends for high balances
- Higher tiered balances means higher rewards
![Living-Free-Checking Living-Free-Checking](/images/default-source/icons/checking/living-free-checking.png?sfvrsn=9745ebbc_6)
Livin' Free Checking
Designed for the 13 to 25-year-old crowd
- No Monthly Fees
- No Surcharge Fee for out of network ATMs
All 3Rivers Checking Accounts Include:
- 35K+ Surcharge Free ATMs*
- Free online banking and bill pay
- Eligible to receive a 3Rivers Debit Card
*Total number of surcharge-free ATMs available to 3Rivers members via the combined total of the Co-Op ATM, AllianceOne ATM Networks.
See specific products rates, terms, and other attributes by visiting 3riversfcu.org/rates.