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3Rivers Mastercard

3Rivers Platinum Credit Card

You don’t need multiple cards to get the rewards you want. The 3Rivers Mastercard® credit card lets you choose between cash back1, merchandise, gift cards, and travel. We make it easy and give you all the rewards in one easy-to-use card!

There's no balance transfer fee2 and no annual fee2. Plus, the 3Rivers Mastercard credit card is equipped with EMV chip technology to help keep your personal and purchase information more secure.

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Credit Card Balance Transfer Form

Mastercard Credit Card

Last updated: 12/1/2024
Perk Description
Annual Percentage Rate1 As low as 15.45% APR1
Minimum Finance Charge NONE
Annual Fee NONE
Grace Period If you pay your previous balance in full on or before the due date shown on your previous statement, you will have a grace period on purchases of 25 days from the statement closing date to the payment due date.
Cash Advances 3%
Balance Transfer Fee NONE
Over Limit Fee NONE
Late Payment Fee $25.00 if payment is more than 10 days late
Method of Computing Balance Average daily balance including new transactions

1No annual fee. Annual percentage rate and credit limit based on credit analysis and evaluation.

1 The APR is based on cardholder’s creditworthiness but is subject to change if rates increase due to change of index. There is no annual fee and no balance transfer fee for the 3Rivers Mastercard credit card.  Request a copy of the full credit card agreement and disclosure here.
All offers may end at any time without prior notices. There is no annual fee. Annual Percentage Rate based on creditworthiness at the time you open the account.
2 The earning of rewards is equal to 1 point for every $1 transferred or purchases made with the 3Rivers credit card. You choose how you want to use these points to redeem cash back, merchandise, gift cards, or credits for travel or events. Visit our online and mobile banking to create an account and redeem your points. Points can be redeemed at time, but a minimum number of points may be required for redemption of certain rewards. Cash back is in the form of statement credits and is not redeemable by way of cash or check. In the event of returns or credit card refunds, points may be deducted, subject to the 3Rivers Member Rewards terms.

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