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SCAM ALERT: Beware of calls and texts about fake toll fees or job offers, or those claiming to be from 3Rivers. We’ll never ask for your card number, PIN, online banking info, or codes. If something feels off, call us at 800.825.3641.

MESSAGE: All 3Rivers branches will be closed July 4 in observance of Independence Day and will reopen July 5 for regular business hours. ATMs and mobile banking will be available 24/7.

2023 Annual Report

Rolling Record  3Rivers Board of Directors

  • Chairman, Brent Spindler
  • Vice Chairman, Clifford Clarke
  • Secretary, Duane Dunkin
  • Treasurer, Mark Kern
  • Director, Don Greer 
  • Director, Ken Gerke
  • Director, Steve Hinton
  • Director, Britny Berndt 
  • Director, Terrill Vieth
  • Associate Director, Jeff Stephen
  • Associate Director, Sara Yarian

Rolling Record  3Rivers Supervisory Committee

The Supervisory Committee is appointed by the Board of Directors in accordance with the Federal Credit Union Act. The Committee independently evaluates the soundness of our operations and activities, ensuring that management implements sound internal controls and maintains practices and procedures that adhere to generally accepted accounting principles. In doing so, they carry out the following primary responsibilities:

  • compliance with regulations, policies, and procedures
  • safeguarding of assets
  • protection of members’ funds and interests
  • reliability of financial records

The Committee meets regularly to review and discuss internal controls as well as auditing matters. To assist with these responsibilities, the Committee retains the services of several independent accounting firms to perform annual financial audits, analysis of operational practices, adherence to regulations, and information technology general controls. During 2023, audits were performed by Crowe, LLP; Forvis, LLP; and others.

Based on the results of these external audits, as well as an examination conducted by the National Credit Union Administration (NCUA), we conclude that 3Rivers is a financially healthy credit union and is being operated safely and soundly while providing quality member service.

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