Rate & Fee Disclosure
Truth In Savings Disclosure (PDF)
Money Plus
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $10,000-$34,999.99 | 0.55% | 0.55% |
| $35,000-$74,999.99 | 0.60% | 0.60% |
| $75,000 to $124,999.99 | 0.70% | 0.70% |
| $125,000 to $499,999.99 | 0.75% | 0.75% |
| $500,000+ | 0.85% | 0.85% |
Learn More about Money Market Accounts
1A $10,000 minimum balance is required to open. May issue up to 3 checks per month. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. If balance falls below $10,000 any time during the month, dividend rates becomes equal to stated Standard Savings rate. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $15 monthly maintenance fee will incur for balances falling below $10,000.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Plus
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $10,000-$34,999.99 | 0.55% | 0.55% |
| $35,000-$74,999.99 | 0.60% | 0.60% |
| $75,000 to $124,999.99 | 0.70% | 0.70% |
| $125,000 to $499,999.99 | 0.75% | 0.75% |
| $500,000+ | 0.85% | 0.85% |
Learn More about Money Market Accounts
1A $10,000 minimum balance is required to open. May issue up to 3 checks per month. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. If balance falls below $10,000 any time during the month, dividend rates becomes equal to stated Standard Savings rate. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $15 monthly maintenance fee will incur for balances falling below $10,000.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Plus
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $10,000-$34,999.99 | 0.55% | 0.55% |
| $35,000-$74,999.99 | 0.60% | 0.60% |
| $75,000 to $124,999.99 | 0.70% | 0.70% |
| $125,000 to $499,999.99 | 0.75% | 0.75% |
| $500,000+ | 0.85% | 0.85% |
Learn More about Money Market Accounts
1A $10,000 minimum balance is required to open. May issue up to 3 checks per month. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. If balance falls below $10,000 any time during the month, dividend rates becomes equal to stated Standard Savings rate. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $15 monthly maintenance fee will incur for balances falling below $10,000.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Plus
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $10,000-$34,999.99 | 0.55% | 0.55% |
| $35,000-$74,999.99 | 0.60% | 0.60% |
| $75,000 to $124,999.99 | 0.70% | 0.70% |
| $125,000 to $499,999.99 | 0.75% | 0.75% |
| $500,000+ | 0.85% | 0.85% |
Learn More about Money Market Accounts
1A $10,000 minimum balance is required to open. May issue up to 3 checks per month. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. If balance falls below $10,000 any time during the month, dividend rates becomes equal to stated Standard Savings rate. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $15 monthly maintenance fee will incur for balances falling below $10,000.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Plus
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $10,000-$34,999.99 | 0.55% | 0.55% |
| $35,000-$74,999.99 | 0.60% | 0.60% |
| $75,000 to $124,999.99 | 0.70% | 0.70% |
| $125,000 to $499,999.99 | 0.75% | 0.75% |
| $500,000+ | 0.85% | 0.85% |
Learn More about Money Market Accounts
1A $10,000 minimum balance is required to open. May issue up to 3 checks per month. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. If balance falls below $10,000 any time during the month, dividend rates becomes equal to stated Standard Savings rate. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $15 monthly maintenance fee will incur for balances falling below $10,000.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Plus
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $10,000-$34,999.99 | 0.55% | 0.55% |
| $35,000-$74,999.99 | 0.60% | 0.60% |
| $75,000 to $124,999.99 | 0.70% | 0.70% |
| $125,000 to $499,999.99 | 0.75% | 0.75% |
| $500,000+ | 0.85% | 0.85% |
Learn More about Money Market Accounts
1A $10,000 minimum balance is required to open. May issue up to 3 checks per month. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. If balance falls below $10,000 any time during the month, dividend rates becomes equal to stated Standard Savings rate. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $15 monthly maintenance fee will incur for balances falling below $10,000.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Plus
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $10,000-$34,999.99 | 0.55% | 0.55% |
| $35,000-$74,999.99 | 0.60% | 0.60% |
| $75,000 to $124,999.99 | 0.70% | 0.70% |
| $125,000 to $499,999.99 | 0.75% | 0.75% |
| $500,000+ | 0.85% | 0.85% |
Learn More about Money Market Accounts
1A $10,000 minimum balance is required to open. May issue up to 3 checks per month. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. If balance falls below $10,000 any time during the month, dividend rates becomes equal to stated Standard Savings rate. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $15 monthly maintenance fee will incur for balances falling below $10,000.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Plus
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $10,000-$34,999.99 | 0.55% | 0.55% |
| $35,000-$74,999.99 | 0.60% | 0.60% |
| $75,000 to $124,999.99 | 0.70% | 0.70% |
| $125,000 to $499,999.99 | 0.75% | 0.75% |
| $500,000+ | 0.85% | 0.85% |
Learn More about Money Market Accounts
1A $10,000 minimum balance is required to open. May issue up to 3 checks per month. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. If balance falls below $10,000 any time during the month, dividend rates becomes equal to stated Standard Savings rate. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $15 monthly maintenance fee will incur for balances falling below $10,000.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
* Individuals under age 18 are exempt from these fees.
** Fee applies when overdraft is created by check, in-person withdrawal, or other electronic means.
***Fee applies when overdraft is created during an ATM or one-time debit transaction. Affirmative consent (opt-in) is required.
**** A Non 3Rivers transaction is considered an inquiry, transfer, deposit or withdrawal on any non-3Rivers owned ATM. This fee does not apply to transactions on Rhythm (Epic) or Livin' Free Checking Accounts.
***** A Point-of-Sale (POS) transaction can mean a retail shop, a checkout counter in a shop, or the location where a transaction occurs. More specifically, the point-of-sale often refers to the hardware and software used for checkouts – the equivalent of an electronic cash register.
****** No activity on account for 12 months. IRA accounts and accounts with $1,000+ in assets or primary owner is under the age of 18 are exempt from this fee.