Rate & Fee Disclosure
Truth In Savings Disclosure (PDF)
Money Market
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $5,000 - $24,999.99 | 1.09% | 1.10% |
| $25,000 - $44,999.99 | 1.19% | 1.20% |
| $45,000 - $64,999.99 | 1.29% | 1.30% |
| $65,000 - $84,999.99 | 1.39% | 1.40% |
| $85,000 - $124,999.99 | 1.49% | 1.50% |
| $125,000+ | 1.59% | 1.60% |
1A $5,000 minimum balance is required to open. Dividends are calculated on the daily balance, compounded daily and credited to the account at the end of the month. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the rate drops to lower tier. If balance falls below $5,000 during the month, the dividend rate drops to the Standard Savings rate. A $10 monthly maintenance will be incurred on balances less than $5,000. Money Market account rates are variable and set by the Board of Directors on a monthly basis.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Market
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $5,000 - $24,999.99 | 1.09% | 1.10% |
| $25,000 - $44,999.99 | 1.19% | 1.20% |
| $45,000 - $64,999.99 | 1.29% | 1.30% |
| $65,000 - $84,999.99 | 1.39% | 1.40% |
| $85,000 - $124,999.99 | 1.49% | 1.50% |
| $125,000+ | 1.59% | 1.60% |
1A $5,000 minimum balance is required to open. Dividends are calculated on the daily balance, compounded daily and credited to the account at the end of the month. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the rate drops to lower tier. If balance falls below $5,000 during the month, the dividend rate drops to the Standard Savings rate. A $10 monthly maintenance will be incurred on balances less than $5,000. Money Market account rates are variable and set by the Board of Directors on a monthly basis.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Market
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $5,000 - $24,999.99 | 1.09% | 1.10% |
| $25,000 - $44,999.99 | 1.19% | 1.20% |
| $45,000 - $64,999.99 | 1.29% | 1.30% |
| $65,000 - $84,999.99 | 1.39% | 1.40% |
| $85,000 - $124,999.99 | 1.49% | 1.50% |
| $125,000+ | 1.59% | 1.60% |
1A $5,000 minimum balance is required to open. Dividends are calculated on the daily balance, compounded daily and credited to the account at the end of the month. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the rate drops to lower tier. If balance falls below $5,000 during the month, the dividend rate drops to the Standard Savings rate. A $10 monthly maintenance will be incurred on balances less than $5,000. Money Market account rates are variable and set by the Board of Directors on a monthly basis.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Market
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $5,000 - $24,999.99 | 1.09% | 1.10% |
| $25,000 - $44,999.99 | 1.19% | 1.20% |
| $45,000 - $64,999.99 | 1.29% | 1.30% |
| $65,000 - $84,999.99 | 1.39% | 1.40% |
| $85,000 - $124,999.99 | 1.49% | 1.50% |
| $125,000+ | 1.59% | 1.60% |
1A $5,000 minimum balance is required to open. Dividends are calculated on the daily balance, compounded daily and credited to the account at the end of the month. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the rate drops to lower tier. If balance falls below $5,000 during the month, the dividend rate drops to the Standard Savings rate. A $10 monthly maintenance will be incurred on balances less than $5,000. Money Market account rates are variable and set by the Board of Directors on a monthly basis.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Market
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $5,000 - $24,999.99 | 1.09% | 1.10% |
| $25,000 - $44,999.99 | 1.19% | 1.20% |
| $45,000 - $64,999.99 | 1.29% | 1.30% |
| $65,000 - $84,999.99 | 1.39% | 1.40% |
| $85,000 - $124,999.99 | 1.49% | 1.50% |
| $125,000+ | 1.59% | 1.60% |
1A $5,000 minimum balance is required to open. Dividends are calculated on the daily balance, compounded daily and credited to the account at the end of the month. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the rate drops to lower tier. If balance falls below $5,000 during the month, the dividend rate drops to the Standard Savings rate. A $10 monthly maintenance will be incurred on balances less than $5,000. Money Market account rates are variable and set by the Board of Directors on a monthly basis.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Market
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $5,000 - $24,999.99 | 1.09% | 1.10% |
| $25,000 - $44,999.99 | 1.19% | 1.20% |
| $45,000 - $64,999.99 | 1.29% | 1.30% |
| $65,000 - $84,999.99 | 1.39% | 1.40% |
| $85,000 - $124,999.99 | 1.49% | 1.50% |
| $125,000+ | 1.59% | 1.60% |
1A $5,000 minimum balance is required to open. Dividends are calculated on the daily balance, compounded daily and credited to the account at the end of the month. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the rate drops to lower tier. If balance falls below $5,000 during the month, the dividend rate drops to the Standard Savings rate. A $10 monthly maintenance will be incurred on balances less than $5,000. Money Market account rates are variable and set by the Board of Directors on a monthly basis.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Market
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $5,000 - $24,999.99 | 1.09% | 1.10% |
| $25,000 - $44,999.99 | 1.19% | 1.20% |
| $45,000 - $64,999.99 | 1.29% | 1.30% |
| $65,000 - $84,999.99 | 1.39% | 1.40% |
| $85,000 - $124,999.99 | 1.49% | 1.50% |
| $125,000+ | 1.59% | 1.60% |
1A $5,000 minimum balance is required to open. Dividends are calculated on the daily balance, compounded daily and credited to the account at the end of the month. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the rate drops to lower tier. If balance falls below $5,000 during the month, the dividend rate drops to the Standard Savings rate. A $10 monthly maintenance will be incurred on balances less than $5,000. Money Market account rates are variable and set by the Board of Directors on a monthly basis.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Money Market
| Balance1 |
Dividend Rate2 | APY3 |
|---|---|---|
| $5,000 - $24,999.99 | 1.09% | 1.10% |
| $25,000 - $44,999.99 | 1.19% | 1.20% |
| $45,000 - $64,999.99 | 1.29% | 1.30% |
| $65,000 - $84,999.99 | 1.39% | 1.40% |
| $85,000 - $124,999.99 | 1.49% | 1.50% |
| $125,000+ | 1.59% | 1.60% |
1A $5,000 minimum balance is required to open. Dividends are calculated on the daily balance, compounded daily and credited to the account at the end of the month. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the rate drops to lower tier. If balance falls below $5,000 during the month, the dividend rate drops to the Standard Savings rate. A $10 monthly maintenance will be incurred on balances less than $5,000. Money Market account rates are variable and set by the Board of Directors on a monthly basis.
2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.
3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
* Individuals under age 18 are exempt from these fees.
** Fee applies when overdraft is created by check, in-person withdrawal, or other electronic means.
***Fee applies when overdraft is created during an ATM or one-time debit transaction. Affirmative consent (opt-in) is required.
**** A Non 3Rivers transaction is considered an inquiry, transfer, deposit or withdrawal on any non-3Rivers owned ATM. This fee does not apply to transactions on Rhythm (Epic) or Livin' Free Checking Accounts.
***** A Point-of-Sale (POS) transaction can mean a retail shop, a checkout counter in a shop, or the location where a transaction occurs. More specifically, the point-of-sale often refers to the hardware and software used for checkouts – the equivalent of an electronic cash register.
****** No activity on account for 12 months. IRA accounts and accounts with $1,000+ in assets or primary owner is under the age of 18 are exempt from this fee.