Rate & Fee Disclosure
Truth In Savings Disclosure (PDF)
2024 Seminars
| Time/Date | Event | Description | Location | RSVP Now |
|---|---|---|---|---|
| Apr. 15, 2024 5:30PM-7:30PM |
Socially Savvy Offered in partnership with the Albion Chamber of Commerce and presented by Christie Browning of Content By Request |
Creating community and connection through digital marketing
|
RSVP | |
| Apr. 23, 2024 9:00AM - 10:30AM |
Shield Your Success: Become an Anti-Fraud Hero! Presented by: Postal Inspector Andrew Gottfried of the U.S. Postal Inspection Service Jeremy Vance CFE, AVP of Digital & Payment Operations of 3Rivers FCU Leslie Kurtz, Community Solutions Manager of 3Rivers FCU |
Learn about current trends in mail fraud, digital scams, identity theft and more. | RSVP | |
| Aug. 13, 2024 9:00AM - 10:30AM |
Securing Your Legacy: Estate Planning Essentials Presented by: Brooke Bowen and Michael Nicolini of Members Trust Company |
Learn about the vital elements of estate planning - an essential step in securing your financial future and providing peace of mind for you and your loved ones. | Stellhorn Crossing | RSVP |
| Jan. 29, 2024 9:30AM-11:00AM |
What’s the Forecast? Your 2024 Economic Outlook Presented by Don Cates, CEO of 3Rivers FCU |
Join us for a Q&A with Don Cates as he discusses the economic outlook for 2024! Discover the latest trends, forecasts, and insights that will shape the business landscape. |
Northland Branch | RSVP |
| Mar. 12, 2024 10:00AM-11:30AM |
Is Your Plan Working Against You? Presented by Jim Wilcox, President of Wilcox & Associates |
Identify the hidden pitfalls sabotaging your success. |
Northland Branch | RSVP |
| Nov. 6, 2024 5:00PM-6:30PM |
Fraud Proofing Your Business: Protecting Your Business from the Inside Presented by Heather Chapman, Owner/Operator of Plan-It Documents. |
|
Northland Branch | RSVP |
| Sep. 4, 2024 5:30PM-7:00PM |
Intentional Networking Presented by Creative Women of the World (CWOW) and Growing Remarkable Opportunities with Women (GROW) |
A networking mixer offering the opportunity for women in business to build valuable connections and engage in break-out sessions focused on enhancing self-promotion skills. |
Northland Branch | RSVP |
2024 Seminars
| Time/Date | Event | Description | Location | RSVP Now |
|---|---|---|---|---|
| Apr. 15, 2024 5:30PM-7:30PM |
Socially Savvy Offered in partnership with the Albion Chamber of Commerce and presented by Christie Browning of Content By Request |
Creating community and connection through digital marketing
|
RSVP | |
| Apr. 23, 2024 9:00AM - 10:30AM |
Shield Your Success: Become an Anti-Fraud Hero! Presented by: Postal Inspector Andrew Gottfried of the U.S. Postal Inspection Service Jeremy Vance CFE, AVP of Digital & Payment Operations of 3Rivers FCU Leslie Kurtz, Community Solutions Manager of 3Rivers FCU |
Learn about current trends in mail fraud, digital scams, identity theft and more. | RSVP | |
| Aug. 13, 2024 9:00AM - 10:30AM |
Securing Your Legacy: Estate Planning Essentials Presented by: Brooke Bowen and Michael Nicolini of Members Trust Company |
Learn about the vital elements of estate planning - an essential step in securing your financial future and providing peace of mind for you and your loved ones. | Stellhorn Crossing | RSVP |
| Jan. 29, 2024 9:30AM-11:00AM |
What’s the Forecast? Your 2024 Economic Outlook Presented by Don Cates, CEO of 3Rivers FCU |
Join us for a Q&A with Don Cates as he discusses the economic outlook for 2024! Discover the latest trends, forecasts, and insights that will shape the business landscape. |
Northland Branch | RSVP |
| Mar. 12, 2024 10:00AM-11:30AM |
Is Your Plan Working Against You? Presented by Jim Wilcox, President of Wilcox & Associates |
Identify the hidden pitfalls sabotaging your success. |
Northland Branch | RSVP |
| Nov. 6, 2024 5:00PM-6:30PM |
Fraud Proofing Your Business: Protecting Your Business from the Inside Presented by Heather Chapman, Owner/Operator of Plan-It Documents. |
|
Northland Branch | RSVP |
| Sep. 4, 2024 5:30PM-7:00PM |
Intentional Networking Presented by Creative Women of the World (CWOW) and Growing Remarkable Opportunities with Women (GROW) |
A networking mixer offering the opportunity for women in business to build valuable connections and engage in break-out sessions focused on enhancing self-promotion skills. |
Northland Branch | RSVP |
2024 Seminars
| Time/Date | Event | Description | Location | RSVP Now |
|---|---|---|---|---|
| Apr. 15, 2024 5:30PM-7:30PM |
Socially Savvy Offered in partnership with the Albion Chamber of Commerce and presented by Christie Browning of Content By Request |
Creating community and connection through digital marketing
|
RSVP | |
| Apr. 23, 2024 9:00AM - 10:30AM |
Shield Your Success: Become an Anti-Fraud Hero! Presented by: Postal Inspector Andrew Gottfried of the U.S. Postal Inspection Service Jeremy Vance CFE, AVP of Digital & Payment Operations of 3Rivers FCU Leslie Kurtz, Community Solutions Manager of 3Rivers FCU |
Learn about current trends in mail fraud, digital scams, identity theft and more. | RSVP | |
| Aug. 13, 2024 9:00AM - 10:30AM |
Securing Your Legacy: Estate Planning Essentials Presented by: Brooke Bowen and Michael Nicolini of Members Trust Company |
Learn about the vital elements of estate planning - an essential step in securing your financial future and providing peace of mind for you and your loved ones. | Stellhorn Crossing | RSVP |
| Jan. 29, 2024 9:30AM-11:00AM |
What’s the Forecast? Your 2024 Economic Outlook Presented by Don Cates, CEO of 3Rivers FCU |
Join us for a Q&A with Don Cates as he discusses the economic outlook for 2024! Discover the latest trends, forecasts, and insights that will shape the business landscape. |
Northland Branch | RSVP |
| Mar. 12, 2024 10:00AM-11:30AM |
Is Your Plan Working Against You? Presented by Jim Wilcox, President of Wilcox & Associates |
Identify the hidden pitfalls sabotaging your success. |
Northland Branch | RSVP |
| Nov. 6, 2024 5:00PM-6:30PM |
Fraud Proofing Your Business: Protecting Your Business from the Inside Presented by Heather Chapman, Owner/Operator of Plan-It Documents. |
|
Northland Branch | RSVP |
| Sep. 4, 2024 5:30PM-7:00PM |
Intentional Networking Presented by Creative Women of the World (CWOW) and Growing Remarkable Opportunities with Women (GROW) |
A networking mixer offering the opportunity for women in business to build valuable connections and engage in break-out sessions focused on enhancing self-promotion skills. |
Northland Branch | RSVP |
2024 Seminars
| Time/Date | Event | Description | Location | RSVP Now |
|---|---|---|---|---|
| Apr. 15, 2024 5:30PM-7:30PM |
Socially Savvy Offered in partnership with the Albion Chamber of Commerce and presented by Christie Browning of Content By Request |
Creating community and connection through digital marketing
|
RSVP | |
| Apr. 23, 2024 9:00AM - 10:30AM |
Shield Your Success: Become an Anti-Fraud Hero! Presented by: Postal Inspector Andrew Gottfried of the U.S. Postal Inspection Service Jeremy Vance CFE, AVP of Digital & Payment Operations of 3Rivers FCU Leslie Kurtz, Community Solutions Manager of 3Rivers FCU |
Learn about current trends in mail fraud, digital scams, identity theft and more. | RSVP | |
| Aug. 13, 2024 9:00AM - 10:30AM |
Securing Your Legacy: Estate Planning Essentials Presented by: Brooke Bowen and Michael Nicolini of Members Trust Company |
Learn about the vital elements of estate planning - an essential step in securing your financial future and providing peace of mind for you and your loved ones. | Stellhorn Crossing | RSVP |
| Jan. 29, 2024 9:30AM-11:00AM |
What’s the Forecast? Your 2024 Economic Outlook Presented by Don Cates, CEO of 3Rivers FCU |
Join us for a Q&A with Don Cates as he discusses the economic outlook for 2024! Discover the latest trends, forecasts, and insights that will shape the business landscape. |
Northland Branch | RSVP |
| Mar. 12, 2024 10:00AM-11:30AM |
Is Your Plan Working Against You? Presented by Jim Wilcox, President of Wilcox & Associates |
Identify the hidden pitfalls sabotaging your success. |
Northland Branch | RSVP |
| Nov. 6, 2024 5:00PM-6:30PM |
Fraud Proofing Your Business: Protecting Your Business from the Inside Presented by Heather Chapman, Owner/Operator of Plan-It Documents. |
|
Northland Branch | RSVP |
| Sep. 4, 2024 5:30PM-7:00PM |
Intentional Networking Presented by Creative Women of the World (CWOW) and Growing Remarkable Opportunities with Women (GROW) |
A networking mixer offering the opportunity for women in business to build valuable connections and engage in break-out sessions focused on enhancing self-promotion skills. |
Northland Branch | RSVP |
2024 Seminars
| Time/Date | Event | Description | Location | RSVP Now |
|---|---|---|---|---|
| Apr. 15, 2024 5:30PM-7:30PM |
Socially Savvy Offered in partnership with the Albion Chamber of Commerce and presented by Christie Browning of Content By Request |
Creating community and connection through digital marketing
|
RSVP | |
| Apr. 23, 2024 9:00AM - 10:30AM |
Shield Your Success: Become an Anti-Fraud Hero! Presented by: Postal Inspector Andrew Gottfried of the U.S. Postal Inspection Service Jeremy Vance CFE, AVP of Digital & Payment Operations of 3Rivers FCU Leslie Kurtz, Community Solutions Manager of 3Rivers FCU |
Learn about current trends in mail fraud, digital scams, identity theft and more. | RSVP | |
| Aug. 13, 2024 9:00AM - 10:30AM |
Securing Your Legacy: Estate Planning Essentials Presented by: Brooke Bowen and Michael Nicolini of Members Trust Company |
Learn about the vital elements of estate planning - an essential step in securing your financial future and providing peace of mind for you and your loved ones. | Stellhorn Crossing | RSVP |
| Jan. 29, 2024 9:30AM-11:00AM |
What’s the Forecast? Your 2024 Economic Outlook Presented by Don Cates, CEO of 3Rivers FCU |
Join us for a Q&A with Don Cates as he discusses the economic outlook for 2024! Discover the latest trends, forecasts, and insights that will shape the business landscape. |
Northland Branch | RSVP |
| Mar. 12, 2024 10:00AM-11:30AM |
Is Your Plan Working Against You? Presented by Jim Wilcox, President of Wilcox & Associates |
Identify the hidden pitfalls sabotaging your success. |
Northland Branch | RSVP |
| Nov. 6, 2024 5:00PM-6:30PM |
Fraud Proofing Your Business: Protecting Your Business from the Inside Presented by Heather Chapman, Owner/Operator of Plan-It Documents. |
|
Northland Branch | RSVP |
| Sep. 4, 2024 5:30PM-7:00PM |
Intentional Networking Presented by Creative Women of the World (CWOW) and Growing Remarkable Opportunities with Women (GROW) |
A networking mixer offering the opportunity for women in business to build valuable connections and engage in break-out sessions focused on enhancing self-promotion skills. |
Northland Branch | RSVP |
2024 Seminars
| Time/Date | Event | Description | Location | RSVP Now |
|---|---|---|---|---|
| Apr. 15, 2024 5:30PM-7:30PM |
Socially Savvy Offered in partnership with the Albion Chamber of Commerce and presented by Christie Browning of Content By Request |
Creating community and connection through digital marketing
|
RSVP | |
| Apr. 23, 2024 9:00AM - 10:30AM |
Shield Your Success: Become an Anti-Fraud Hero! Presented by: Postal Inspector Andrew Gottfried of the U.S. Postal Inspection Service Jeremy Vance CFE, AVP of Digital & Payment Operations of 3Rivers FCU Leslie Kurtz, Community Solutions Manager of 3Rivers FCU |
Learn about current trends in mail fraud, digital scams, identity theft and more. | RSVP | |
| Aug. 13, 2024 9:00AM - 10:30AM |
Securing Your Legacy: Estate Planning Essentials Presented by: Brooke Bowen and Michael Nicolini of Members Trust Company |
Learn about the vital elements of estate planning - an essential step in securing your financial future and providing peace of mind for you and your loved ones. | Stellhorn Crossing | RSVP |
| Jan. 29, 2024 9:30AM-11:00AM |
What’s the Forecast? Your 2024 Economic Outlook Presented by Don Cates, CEO of 3Rivers FCU |
Join us for a Q&A with Don Cates as he discusses the economic outlook for 2024! Discover the latest trends, forecasts, and insights that will shape the business landscape. |
Northland Branch | RSVP |
| Mar. 12, 2024 10:00AM-11:30AM |
Is Your Plan Working Against You? Presented by Jim Wilcox, President of Wilcox & Associates |
Identify the hidden pitfalls sabotaging your success. |
Northland Branch | RSVP |
| Nov. 6, 2024 5:00PM-6:30PM |
Fraud Proofing Your Business: Protecting Your Business from the Inside Presented by Heather Chapman, Owner/Operator of Plan-It Documents. |
|
Northland Branch | RSVP |
| Sep. 4, 2024 5:30PM-7:00PM |
Intentional Networking Presented by Creative Women of the World (CWOW) and Growing Remarkable Opportunities with Women (GROW) |
A networking mixer offering the opportunity for women in business to build valuable connections and engage in break-out sessions focused on enhancing self-promotion skills. |
Northland Branch | RSVP |
2024 Seminars
| Time/Date | Event | Description | Location | RSVP Now |
|---|---|---|---|---|
| Apr. 15, 2024 5:30PM-7:30PM |
Socially Savvy Offered in partnership with the Albion Chamber of Commerce and presented by Christie Browning of Content By Request |
Creating community and connection through digital marketing
|
RSVP | |
| Apr. 23, 2024 9:00AM - 10:30AM |
Shield Your Success: Become an Anti-Fraud Hero! Presented by: Postal Inspector Andrew Gottfried of the U.S. Postal Inspection Service Jeremy Vance CFE, AVP of Digital & Payment Operations of 3Rivers FCU Leslie Kurtz, Community Solutions Manager of 3Rivers FCU |
Learn about current trends in mail fraud, digital scams, identity theft and more. | RSVP | |
| Aug. 13, 2024 9:00AM - 10:30AM |
Securing Your Legacy: Estate Planning Essentials Presented by: Brooke Bowen and Michael Nicolini of Members Trust Company |
Learn about the vital elements of estate planning - an essential step in securing your financial future and providing peace of mind for you and your loved ones. | Stellhorn Crossing | RSVP |
| Jan. 29, 2024 9:30AM-11:00AM |
What’s the Forecast? Your 2024 Economic Outlook Presented by Don Cates, CEO of 3Rivers FCU |
Join us for a Q&A with Don Cates as he discusses the economic outlook for 2024! Discover the latest trends, forecasts, and insights that will shape the business landscape. |
Northland Branch | RSVP |
| Mar. 12, 2024 10:00AM-11:30AM |
Is Your Plan Working Against You? Presented by Jim Wilcox, President of Wilcox & Associates |
Identify the hidden pitfalls sabotaging your success. |
Northland Branch | RSVP |
| Nov. 6, 2024 5:00PM-6:30PM |
Fraud Proofing Your Business: Protecting Your Business from the Inside Presented by Heather Chapman, Owner/Operator of Plan-It Documents. |
|
Northland Branch | RSVP |
| Sep. 4, 2024 5:30PM-7:00PM |
Intentional Networking Presented by Creative Women of the World (CWOW) and Growing Remarkable Opportunities with Women (GROW) |
A networking mixer offering the opportunity for women in business to build valuable connections and engage in break-out sessions focused on enhancing self-promotion skills. |
Northland Branch | RSVP |
2024 Seminars
| Time/Date | Event | Description | Location | RSVP Now |
|---|---|---|---|---|
| Apr. 15, 2024 5:30PM-7:30PM |
Socially Savvy Offered in partnership with the Albion Chamber of Commerce and presented by Christie Browning of Content By Request |
Creating community and connection through digital marketing
|
RSVP | |
| Apr. 23, 2024 9:00AM - 10:30AM |
Shield Your Success: Become an Anti-Fraud Hero! Presented by: Postal Inspector Andrew Gottfried of the U.S. Postal Inspection Service Jeremy Vance CFE, AVP of Digital & Payment Operations of 3Rivers FCU Leslie Kurtz, Community Solutions Manager of 3Rivers FCU |
Learn about current trends in mail fraud, digital scams, identity theft and more. | RSVP | |
| Aug. 13, 2024 9:00AM - 10:30AM |
Securing Your Legacy: Estate Planning Essentials Presented by: Brooke Bowen and Michael Nicolini of Members Trust Company |
Learn about the vital elements of estate planning - an essential step in securing your financial future and providing peace of mind for you and your loved ones. | Stellhorn Crossing | RSVP |
| Jan. 29, 2024 9:30AM-11:00AM |
What’s the Forecast? Your 2024 Economic Outlook Presented by Don Cates, CEO of 3Rivers FCU |
Join us for a Q&A with Don Cates as he discusses the economic outlook for 2024! Discover the latest trends, forecasts, and insights that will shape the business landscape. |
Northland Branch | RSVP |
| Mar. 12, 2024 10:00AM-11:30AM |
Is Your Plan Working Against You? Presented by Jim Wilcox, President of Wilcox & Associates |
Identify the hidden pitfalls sabotaging your success. |
Northland Branch | RSVP |
| Nov. 6, 2024 5:00PM-6:30PM |
Fraud Proofing Your Business: Protecting Your Business from the Inside Presented by Heather Chapman, Owner/Operator of Plan-It Documents. |
|
Northland Branch | RSVP |
| Sep. 4, 2024 5:30PM-7:00PM |
Intentional Networking Presented by Creative Women of the World (CWOW) and Growing Remarkable Opportunities with Women (GROW) |
A networking mixer offering the opportunity for women in business to build valuable connections and engage in break-out sessions focused on enhancing self-promotion skills. |
Northland Branch | RSVP |
* Individuals under age 18 are exempt from these fees.
** Fee applies when overdraft is created by check, in-person withdrawal, or other electronic means.
***Fee applies when overdraft is created during an ATM or one-time debit transaction. Affirmative consent (opt-in) is required.
**** A Non 3Rivers transaction is considered an inquiry, transfer, deposit or withdrawal on any non-3Rivers owned ATM. This fee does not apply to transactions on Rhythm (Epic) or Livin' Free Checking Accounts.
***** A Point-of-Sale (POS) transaction can mean a retail shop, a checkout counter in a shop, or the location where a transaction occurs. More specifically, the point-of-sale often refers to the hardware and software used for checkouts – the equivalent of an electronic cash register.
****** No activity on account for 12 months. IRA accounts and accounts with $1,000+ in assets or primary owner is under the age of 18 are exempt from this fee.