Standard Savings

Simple savings, great rates. Put your money to work with daily dividend accrual and flexible access.
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Banking That Works for You

Standard Savings from 3Rivers gives you a simple, straightforward way to grow your money. With competitive dividend rates, daily dividend calculation, and transparent terms—and no enrollment hassle.

Member-Owned Means Better

As a member, you're an owner, not just a customer. Your account benefits from our commitment to the community and competitive rates. Unlike bank savings accounts, your dividends work harder with daily accrual and monthly compounding.

Account Features
  • Open with just $5 minimum
  • Dividends calculated daily, compounded monthly 
  • $5 monthly fee with multiple easy ways to waive  
  • Free digital banking with 24/7 access 
  • NCUA federally insured up to $250,000 

Standard Savings

Disclaimer

$5 minimum balance required to open. Monthly maintenance fee is waived if ANY ONE of the following is true:

  • You Receive eStatements
  • Your Standard Savings account maintains a minimum daily balance of at least $500.00
  • Your individual combined relationship has a minimum daily balance of at least $2,500.00
  • Your Standard Savings account is 60 days old or less
  • The primary owner is under the age 18
  • You are primary owner of an active 3Rivers consumer checking account

Dividends are calculated on the daily balance, compounded monthly and credited to the account at the end of the month. Dividends begin to accrue upon deposit. Savings rates are variable and set by the Board of Directors on a monthly basis.

1 Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.

2APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.
Dividend Rate1 APY2
0.10% 0.10%
Questions About Saving?

Standard Savings Frequently Asked Questions

Have questions about Standard Savings? Find answers about opening accounts, fees, dividends, and keeping your money safe.
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Explore Other Savings

Combine savings with Money Market accounts or Share Certificates to reach your financial goals faster and maximize member benefits.
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