Skip to main content

Home Equity Solutions

Unlock your home's value for renovations, consolidation, or major purchases. Up to 90% of home's value.
Meet the Team

Finance Home Improvements Your Way

Whether you're buying a house with renovation potential or tapping into existing equity, 3Rivers offers home equity solutions designed around your goals.

A couple looking something up on their laptop

Home Equity Line of Credit (HELOC)

  • Borrow up to 90% of your home's value minus existing mortgage balance 
  • Flexible payment options with adjustable rate structure for budget planning 
  • Flexible terms available of 5 or 10 years based on your needs 
  • Primary residences and second or vacation homes qualify for financing 
  • Typically lower interest compared to credit cards for smarter debt management 
Apply Now
Midwest vacation home.

Fixed Home Equity

  • Borrow up to 90% of your home's value minus existing mortgage balance
  • Fixed home equity terms of various lengths available
  • Primary residences and second or vacation homes qualify for financing
  • Ideal for consolidating higher interest rate debt
Apply Now
Get Answers to Your Equity Questions

Common Questions About Home Equity Financing

Learn how home equity solutions work and discover which option best fits your renovation goals or funding priorities.

Want to talk about your HELOC options?

Contact us today to discuss your options with one of our experienced team members.
Contact Team

Explore More 3Rivers Mortgage Options

Related Home Financing Products & Resources

Complement your home equity solution with these mortgage products and resources to help you reach your housing goals.

Home Insurance from 3Rivers Member Insurance

Protect Your Home Investment

Your home is your biggest asset. Protect it with comprehensive coverage that gives you peace of mind and keeps your equity investment secure.
Get a Quote

Get in Touch

Connect with us however works best for you! We're here to answer questions and help you reach your financial goals.

Call Us

Reach our knowledgeable team anytime.

Visit a Branch

Stop by any of our 24+ locations.

Schedule an Appointment

Book a meeting in-person, over-the-phone, or virtually.