Woman in Mastercard Credit Card Commercial

3Rivers Business Mastercard®

Smart spending power for your business—with flexible terms, competitive rates, and rewards that work for you.
Schedule to Apply View Your Rewards

Protect Your Identity. Protect Your Business.

Your 3Rivers Business Mastercard® includes complimentary Identity Theft Protection to help safeguard your personal information and give you added confidence in today's digital world. Enrollment is quick, and this valuable benefit is available at no additional cost.

Stay Focused on Your Business

Identity theft can create unexpected challenges for business owners. That's why your 3Rivers Business Mastercard® includes complimentary Identity Theft Protection to help you monitor for potential threats, receive alerts about suspicious activity, and access support if your identity is compromised.

 

Enroll Now
Why Enroll? 
  • Included at no additional cost
  • Monitor for potential identity threats
  • Get alerts about suspicious activity
  • Access identity recovery assistance
  • Help protect your business and personal reputation
  • Gain added confidence in today's digital world

Transparent & Competitive

3Rivers is proud to offer a 3Rivers Business Mastercard® credit card that pays you cash when you use it! This no-cost, low-rate rewards credit card offers convenience and security for your business and your employees.

Rewards & Features Built for Business

Earn rewards on everyday purchases and redeem them for statement credits, travel, gift cards, and more. With no annual fee, flexible account access, and easy expense tracking, this card helps you stay focused on running your business with confidence.

Rewards 
  • 1 point for every dollar spent2
  • Cash back option on earned rewards used in the form of statement credits
  • Redeem points for everyday business expenses to help with travel costs, to reward employees, or to entertain clients
Convenient & Flexible Payment Features 
  • Consolidated or individual pay card options
  • Payments can be made over time with interest
What Businesses Want to Know

Business Credit Card FAQs

Common questions about features, eligibility, payments, and managing your 3Rivers Business Credit Card.
Still Have Questions?
Does the business credit card have fraud protection?
Yes. Your business card includes advanced fraud monitoring, alerts, and zero-liability protection for unauthorized transactions. If you suspect fraud, contact us immediately for assistance.
How do I manage my card or add authorized users?
You can manage cards, set spending limits, monitor transactions, and add or remove authorized users in Business Online Banking. For additional support, our Business Services team is happy to assist.
Are there fees for the business credit card?
There is no annual fee for our business credit card. Other fees, such as late payment or returned payment fees, follow federally required disclosures. You’ll receive a full fee schedule and agreement when you apply.
Do I need to be a 3Rivers business member to apply?
Yes. Business credit cards are available to eligible 3Rivers business members. If you’re not yet a member, a Business Services Specialist can help you open the right business account before submitting an application.
What can I use a business credit card for?
Your card can be used for everyday business expenses like supplies, travel, equipment, online purchases, utilities, and more. It’s designed to help you separate business spending, manage cash flow, and streamline bookkeeping.

Tools & Solutions

Level up your business—get the most from your business credit card and your credit union membership.

Talk to an expert.

Get expert guidance tailored to your business needs.
Get in touch.

Bank on-the-go.

Manage your finances 24/7 with digital banking tools.
Get started.

Explore a line of credit.

Combine your business credit card with a loan for maximum spending power!
Explore loan options.